SF Curb Appeal.

What your HOA dues pay for, as well as the amount, can vary tremendously. In a luxury building where there are a plethora of amenities, the dues will be higher but the amenities will be greater. One thing that is helpful to understand is the difference between an operating expense and a capital reserve. HOA dues will always include the operating expenses for the building, while some will also include a payment into a capital reserve so that the money …